Switch Motors

Electric car financing made simple

Get personalized terms in 30 minutes without impacting your credit score

How it works

Step 1

Explore your options

Check what you can afford without impacting your credit score.

Step 2

Discover cars in your budget

See what your monthly payment and terms would be for each car

Step 3

Finance your favorite one

Apply for financing online to get an official loan from our network of trusted lenders.

Our valued partners

Protect your purchase

Safeguard yourself from the unexpected costs of car ownership with a vehicle protection plan and gap coverage.

Mechanical Breakdown

We offer New Zealand's only mechanical breakdown policy specifically for EV and PHEV vehicles and used by some major EV manufacturer's own dealers!


Protect what matters to you with car insurance that's designed for you. Let's work together to make sure you have the right car insurance coverage you need for a low price.

Start shopping with personalized terms

Frequently Asked Finance Questions

For online applications we aim to have a decision within a day and for phone applications we can sometimes have a decision straight away.

Quite often a pre-approval will not affect your credit score. 

The online application or phone application will take approximately 15 minutes.

After completing the application with your personal and financial information we may ask you to provide evidence of your identity, address and income.

No – we can consider no-deposit finance in some instances. 

Our interest rates and fees are risk-pinned. Once you have completed an application we can let you know what your rate would be. 

No – there is absolutely no obligation or cost for being pre-approved. All pre-approval is for is to let you know your finance options. 

Here at Switch we use a number of lenders including some of the largest industry players. We match you through a lender by a variety of means including loan amount, vehicle type, your financial information and credit score, to match you to a lender who can offer the best terms on the day.